- MAKES ALL THE DIFFERENCE
Guiding You to Optimal Medicare Coverage:
Trusted Medicare Agent in Florida
Unlock Your Best Medicare Insurance in Florida with Us
South Florida Medicare Insurance: Your Trusted Florida Medicare Experts
Are you a Florida resident seeking comprehensive Medicare coverage tailored to your specific needs? Look no further than South Florida Medicare Insurance. As seasoned Medicare agents in Florida, we possess an in-depth understanding of the intricate Medicare landscape, enabling us to deliver unparalleled guidance and support.
With a distinguished 22-year track record as a leading Medicare agency in Florida, we have solidified our reputation for excellence in providing Medicare insurance solutions. Our dedicated team of licensed Medicare insurance agents in Florida is committed to assisting you in navigating the complexities of Medicare, ensuring you select the optimal Supplement Medicare plans to safeguard your health and financial well-being.
Discover the South Florida Medicare Insurance difference. Visit our local Medicare Florida office for a complimentary insurance analysis conducted by our knowledgeable Medicare brokers in Florida. We will meticulously assess your Medicare insurance needs, providing expert recommendations and personalized service.
Our unwavering focus is on achieving complete customer satisfaction. Let us leverage our expertise as your trusted Florida Medicare broker to simplify the Medicare enrollment process and empower you to make informed decisions. Experience the peace of mind that comes with having a dedicated Medicare agent Florida by your side.
Life Insurance
Our Life insurance plans are specifically made to safeguard the clients’ family, assets, their ability to generate income for a period of time; and if Life Insurance is not being used in case of death, allowed them to utilize the benefit for an additional retirement income for a period of time, or long-term care to provide protection against serious conditions due to illness.
Obamacare
Obamacare insurance plans cover primary care, preventive care, diagnose and testing, emergency care, hospitalization, prescription drugs, and maternity care, providing comprehensive healthcare during normal or critical times. One of the big advantages, of the ACA Health Reform, is that provides health insurance regardless of your health condition (no pre-existing conditions), free preventive care, emergency care nationwide, unlimited amount of coverage, and the premium is based on your household income (the more you make, the more you pay)
Professional Guidance of Insurance Agent
The Experience Accumulated in 21 years Allows us to Provide the best Service and the Best Advice with Help of Medicare Insurance Agent, Because we know the Benefits that the Plans Offer and How to Apply Them in your well-being.
Consulting Services in South Florida
- FREE ADVICE
- ONLINE ATTENTION
- LICENSED AGENTS
Google reviews
Rating
Ernesto is very kind, attentive and knowledgeable. He took time to help me out with sound advice for my major insurance issue. I recommend him 🙂
Competent, accomodating, extremely well informed, patient, and helpful. I have had an excellent experience with Ernesto as my agent.
My husband and I highly recommend Ernesto’s services related to finding the right insurance for you. He listens, and takes the time to explain and to make sure you understand the different possibilities and options. He is attentive in answering phone messages and following up with the process. A very professional experience.
Ernesto did a fantastic job of finding a plan to meet our needs. We highly recommend his services.
Thank you to Mr. Ernesto Espinosa of South Florida Insurance Broker for his attentive and professional work ethic. I'm very grateful for his assistance.
El señor Ernesto ha demostrado un excelente conocimiento, prontitud y dedicación al atender mis necesidades relacionadas a Medicare.
Ernesto is amazing! He takes the time to really find options that will work for you and gets it done as quick as possible. He also explains very throughly to make sure you truly understand. He has been a great help to my dad and I.
Erensto was great! He took the time to explain everything to me. I would highly recommend him to anyone that's looking for insurance and needs help.
Ernesto is amazing to work with. He is very knowledgeable and helpful. He was efficiently able to handle the insurance needs for our daughter who is moving to Florida. Highly recommend him and his company!!
Very knowledgeable, professional, polite and efficient. Excellent and will find you a great insurance that covers all your needs.
El Sr. Ernesto Espinoza, amabilidad, atención y empatía al 1.000% Gracias por su excelente trabajo !
Excelente y profesional servicio en el que la prioridad son las necesidades particulares y especificas de cada cliente respetando las decisiones finales de cada uno,sin duda alguien confiable y responsable a la hora de tramitar un seguro de salud. Gracias por su valioso y recomendable trabajo.
Cuando acudimos a SFIB y conocimos a Ernesto Espinosa su Director, tuvimos la certeza de estar en frente de un profesional de los seguros. Recibimos una atención esmerada y profesional. Si usted requiere un buen asesor de seguros, busque a SFIB. Luis Carlos& Myriam Perez
Mr. Espinosa was professional, respectful and kind enough to answer all my questions. I’ll recommend him 100%
I had a great experience with Ernesto. He was able for find me affordable health care. I appreciate quick response to my calls and questions. Look forward to doing more business with you. Thanks again for everything you did on my behalf.
Esta semana tuve una experiencia muy bonita y llena de satisfacción al recibir la ayuda de Ernesto Espinoza. Es una persona muy amable y siempre dispuesta a ayudar. Al final quedé muy satisfecha por todo el proceso y resultados. A toda persona que esté interesada en recibir ayuda con Medicare y planes médicos se los recomiendo al 100%
found them to be a reliable choice. Their expertise in Medicare plans, made the process seamless. recommend their services!"
Insurance has been one of my biggest headaches always to figure out until I found South Florida Insurance Brokers. Top of the line service. I’m super happy now. I would highly recommend!
Ernesto is one of the best ! He is always available, professional as well as knowledgeable! He took his time to review all my options and explained the pro and cons of each plan in details! He made extended comparisons of all my options to see what is best for me. There were times that I called him several times in one day , and he was always available to answer my concerns and questions! As a result of this cooperation, I completed my registration in part A , B , registered for all the supplements , dental and vision! Ernesto, you are beyond 5 star ! Thank you for all you have done for me! I highly recommend him to take care of your insurance needs!
Ernesto helped me shop for plans and answered all my questions. He was very responsive!
Mr Ernesto Espinosa is a real professional in health insurance. I came to see him for this purpose and was a great help for my family. I add that he is super friendly. We definitely will keep him as our broker.
Ernesto is spectacular! He asked me the right questions to help me select the best plan for me. I would recommend him to anyone. Very professional and knowledgeable.
Ernesto did a fantastic job. He was responsive, thorough and professional. I would have put 5.5 stars if it was possible. Great experience.
Excellent service! Understood my needs and presented the best options available.
So glad I found Ernesto Espinosa! He was very quick to respond and provided all the information I needed to secure insurance for my mother in a timely and efficient manner. Thank you Ernesto!!
Muchas gracias Ernesto gran servicio, en tiempo récord me dio toda la información que necesita y me ofreció la mejor opción gracias
Sr Ernesto muchas gracias por su buen servicio ,estoy muy contento con la eficiencia y desempeño de su trabajo quede muy satisfecho con su atención, constancia y perseverancia muy profesional en su trabajo mil gracias por su atención
Excelente agente,muy profesional,lo recomiendo 100% para toda persona que necesite inscribirse en un seguro medico ,gracias Ernesto por orientarme y ayudarme a enrolar a mi hijo en muy buen seguro medico.
Ernesto Gracia por tu eficiencia en tu trabajo ,quedé muy complacida con tú excelente atención y profesionalidad estoy muy agradecida de su atención que Dios lo bendiga La verdad lo recomiendo 100%
I recently needed to apply for Medicare. After extensive research, I chose to work with Mr. Ernesto Espinosa. Mr. Espinosa is a consummate professional. He gives you a thorough explanation and then presents you with different options for your specific situation. He is extremely knowledgeable, always courteous, and engaging. I am very pleased that I have him as my insurance broker, and I wholeheartedly recommend him for all your medical insurance needs.
Ernesto Espinosa es un excelente asesor, de seguros; resolvió todas mis dudas y me ayudó a encontrar el plan de Medicare Advantage más favorable para mis necesidades.
Mr.Ernesto Espinosa, took his time to explain me the in and outs of Medicare inclusive about South FL Insurance Plans. He is an Professional that knows his insurances and policies.
Ernesto so far has been quite helpful, and has demonstrated a genuine interest in addressing all my questions. I understand how the insurance brokers incentives work and I believe he is transparent and honest. I haven’t finished the process yet but I will keep working with him.
I had such a positive experience with Ernesto! He is very patient and awesome at explaining everything. I look forward to continuing our professional relationship!
Excelente servicio, rapido eficiente hizo todo lo que no se pudo en tiempo. Lo resolvio en menos de una semana. Muy agradecida! Muy recomendable.
I was very fortunate to come across this company and especially Ernesto Espinosa. He has been amazing throughout this whole process. He is very patient, informative and knows this crazy world of insurance. I would highly recommend him to anyone who is shopping health insurance.
Excellent service and advice that we have been receiving from Ernesto Espinosa for several years. Ernesto has helped all of my family with Individual Health Insurance, and now also especially my mother with Medicare. Despite the fact that my mother has had a big loss with her health in recent years, Ernesto has had the time, the knowledge of the Health Insurance Market, and the patience to help us whenever we have asked him. Ernesto always looks out for the interest of his clients and every time we have been very satisfied with the recommendation he has made us. He always offering us the best option for our health insurance and with everything related to my mom with Medicare. 100% recommended
Highly professional, listens not impatient. Finds the best plan based on your needs. I will always recommend
El servicio profesional de Ernesto es intachable. Su asesoría para entender y proceder con las opciones de Medicare me aclararon muchas dudas. Sigo en comunicación con el para terminar mi proceso.
Ernesto has been my insurance agent for years now and I’ve always had a great experience. Responds quickly and finds me the best policy always! Can’t recommend enough
He’s always available to answer any questions you might have. Always willing to help! Amazing Agent!
Ernesto it’s an amazing agent, he answered all our questions and he’s always available and willing to help.
El Señor Ernesto Espinoza es excelente en su trabajo muy Profesional. Durante 4 años me ha buscado el mejor Seguro médico para mi y mi familia. Estoy muy agradecida.
Ernesto es muy profesional lo recomiendo mucho es muy dedicado a su trabajo y confiable el te explica muy bien todo y tiene mucha experiencia en su trabajo yo llegue a él por una amiga y de verdad que me alegro de que sea mi agente de seguros .
Muchas gracias por excelente servicio al cliente, siempre respondieron todas mis preguntas, su asesoría fue fundamental para escoger la mejor opción para mi seguro de salud individual, también he recomendado a personas que han necesitado seguros empresariales y me han dado muy buenas referencias. Por lo tanto, recomiendo este lugar venga con la confianza de que se le ayudará en lo que necesite.
Excelente agente de seguros médicos para alguien que desee su servicio se encuentra ubicado en el Walmart del 87 en El doral
He recibido una excelente atencion por parte de Ernesto Espinosa para mi Seguro de Medicare acompañada de una explicacion pormenorizada de cada aspecto del plan seleccionado
Excelente atención, se dedica a explicarte paso a paso, todo los beneficios y las contras del plan. Muy profesional en su trabajo, yo di con el por el puesto que tiene en el Walmat. Lo recomiendo al 100 muy bueno.
Agradezco todo el proceso, asesoría y profesionalismo brindando por el señor Ernesto Espinoza quien me ayudar a realizar el pertinente asegurándose de que todo quede bien de principio a fin.
Ernesto fue amigable por lo que el proceso de la contratación de mi nuevo seguro médico fue muy fácil.
I have been working with Ernesto for my family's health insurance needs for over 15 years! He is absolutely fantastic! Very efficient. Explains everything in detail and is extremely helpful. Insurance can be very complicated and he explains things in ways I can easily understand. I will continue using his services as long as he'll have me!
Excelente Servicio! El Sr. Ernesto respondió todas nuestras preguntas con mucha paciencia y profesionalismo y nos ayudó a elegir un plan de salud acorde a nuestras necesidades y a un muy buen precio. 100% recomendado!
Ernesto Espinosa is the best! Super patient and reliable. With super fast responses and easy to talk to. 10/10 recommend.
I recommend Mr. Ernesto Espinosa for being a friendly insurance agent with great knowledge about medical insurance and in particular he has helped me a lot.
Ernesto is amazing, the best for all insurance needs!!!! He is very informative and works efficiently for the ultimate outcome. Customer service is on point, I have even referred him to family and friends. You can’t go wrong with his services.
Ernesto has been my agent for 2 years. He is honest, reliable and very knowledgeable about all the insurance plans and there options.During open enrollment he makes the process quick and efficient for his clients.I highly recommend him.
I been working with Ernesto of South Florida Insurance brokers for many years. He is has always provided exceptional service. He is friendly, knowledgeable, resourceful, available, and a true professional. He has always been helpful in finding the best insurance product for my family. I strongly recommend Ernesto and South Florida Insurance Brokers.
Ernesto E. is a very good and knowledgeable health insurance agent ! Great experience with his work and services.
recommend my agent Ernesto Espinosa!! He’s been awesome at finding the best coverage for me! he's professional and a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls
Tengo la mejor opinion de esta compañia te ayudan con todas las opciones que puedan para obtener un buen seguro
Ernesto es magnifico, siempre está al tanto de mis necesidades y me aclara todas las dudas . Es excelente ! Muy agradecida siempre con su trato y amabilidad !
Great service! Ernesto is the best insurance agent for many different needs.
Ernesto was very professional , kind and fast on his quotes and replies. I recommend his services as a health insurance agent !!
Mr. Ernesto provided an excelent service and I will recommend him to my family and friends. He provided a Great customer service
I am very pleased to have Ernesto Espinosa as my insurance agent. He always finds the best policy for my needs, the one that provides better benefits for an affordable cost, and he responds to phone calls and e-mails in a very timely manner. He's courteous and definitely one to keep for years to come
Excelente servicio!! El sr Ernesto fue de mucha ayuda, su atención es precisa y te ayuda a entender todo, bien sea en inglés o español. Quería contratar desde hace tiempo y no había encontrado una persona persona que me asesora tan bien. Gracias!!!!
El agente es siempre muy amable,tiene mucho conocimiento y destresa para orientar respecto a los planes y esta disponible siempre y cada vez que he necesitado, a cualquier hora siempre contesta con mucho respeto y amabilidad.
This is one of the best and honest agencies I have worked with. Consistent communication that looks out for the customer, helpful, and above all kind and understanding of every situation. Ernesto is a gem!! Have referred several friends. Highly recommend.
We have been using Ernesto for the past few years and have been very pleased with his services….he takes the extra step to insure all details are reviewed and that we completely understand the policy - we highly recommend!!!!
Una atencion muy profesional y con explicaciones muy claras y precisas, en pocas palabras, Excelente atencion...gracias
I’ve been working with Ernesto for the past three years. He was able to find us the best health coverage, despite the many life changes we experienced. Highly recommended!
Very good customer service. Very knowledgeable professional. I do recommend.
Ernesto es un profesional excelente con gran experiencia y responsabilidad . Es eficiente y da una muy buena atención al cliente. Responde llamadas y preguntas rápidamente . Personalmente lo he recomendado y están felices con su servicio, especialmente por el gran conocimiento que posee . Es de lo mejor !!
FAQ's
SFIB is a 22-year-experienced, fully licensed Medicare and health-insurance brokerage helping Florida residents compare and enroll in Medicare Advantage, Supplement (Medigap), Part D, Obamacare, and life-insurance plans.
Our Medicare consultations are 100 % free no fees, no obligation. We’re paid by the carriers, not by you.
Most Floridians qualify at age 65 (or earlier with certain disabilities). Apply during your Initial Enrollment Period the 7 month window that starts three months before your 65th birthday.
Original Medicare (Parts A & B) is government-run; Medicare Advantage (Part C) bundles the same hospital and medical coverage often with extras like dental, vision, and hearing through private insurers. SFIB compares both to find your best fit.
If you stay with Original Medicare, a Medigap policy can pay the deductibles and 20 % coinsurance that Medicare leaves behind. Our agents show you which Supplement plan saves you the most.
Yes. We review your medications and pharmacy preferences, then recommend a Part D plan or Medicare Advantage plan with drug coverage that minimizes your annual costs.
Possibly especially if you’re in a Medicare Advantage or Part D plan with regional networks. Contact SFIB before you move; we’ll handle the Special Enrollment paperwork and keep your coverage seamless.
¡Sí! Nuestros agentes bilingües ofrecen asesoría completa en inglés y español para que entiendas cada detalle de tu cobertura.
We enroll individuals and families in ACA plans that cover preventive care, emergencies, prescriptions, maternity, and pre-existing conditions often with income based subsidies that lower your monthly premium.
Call 786-303-8065, fill out our contact form, or visit our Miami office to meet a licensed agent in person or online.
Contact Us
Contact us any time – we look forward to meeting you!
