Supplemental Medicare Plans

Supplemental Medicare Plan Specialists

Our team at South Florida Insurance Brokers offers personalized analyses for each client. Whether in-person or over the phone, our experts guide you to the best Medigap insurance carrier based on cost, rate trend history, and financial rating. Request your quotes for Optimal Supplemental Medicare Plan Coverage today.

Choosing Supplemental Medicare

Choosing the right Health Insurance Plan can have a significant impact on your life, but it’s crucial to make a wise decision. With Medigap plans offering standardized benefits, you get the same coverage regardless of the provider, albeit at varying prices.

However, selecting the right insurance carrier can be challenging. Remember, you’ll be paying a monthly  supplemental medicare premium, so it’s essential to find one with the most competitive rates. But how do you determine this?

At South Florida Insurance Brokers, we recommend considering several factors before making a decision:

  • Rate trend history: Examine the carrier’s rate trends over the past few years to assess annual rate increases. While adjustments are made to keep up with medical inflation, excessive increases could signal a problem.
  • Financial ratings: Evaluate the carrier’s financial stability by checking A.M. Best and Weiss Ratings. This ensures you’re selecting a financially sound provider.

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Let us help you choose the Plan which fulfills your needs best

Essentials of Supplemental Medicare Plans

Before diving into the quest for the optimal Insurance Quotes, let's delve into the essentials of Supplemental Medicare Plans.


To qualify for a Medigap policy, you must first have Medicare Part A and Part B.

Individual Policies

Keep in mind that Supplemental Medicare Plans are individual policies, meaning one policy per person.


Unlike certain insurance plans, you have the freedom to discontinue your supplement at any time, as there’s no annual election period.


Regardless of your health condition, you can always renew your supplements, ensuring continuous coverage.


Seek out carriers offering household discounts, as purchasing your supplemental medicare plans from such companies can be advantageous

Benefits of Medigap​

Expansive Access to Doctors with Medigap Plans

One notable advantage is the flexibility to visit any doctor who accepts Medicare. With access to hundreds of thousands of providers nationwide, you can choose the healthcare professional that best suits your needs for Supplemental Medicare Plan.

Navigating doctor visits becomes seamless with Medigap plans, irrespective of the insurance company providing your coverage. As long as the doctor accepts Medicare, they’ll also accept your Supplement Medicare.

This distinction is often misunderstood, especially when compared to Medicare Advantage plans that operate within specific networks. However, with Original Medicare, you retain the freedom to consult any Medicare-participating doctor. Notably, approximately 93% of primary care physicians in the United States accept Medicare, ensuring widespread accessibility to healthcare services.

Our commitment extends to conducting yearly assessments to optimize your PDP Drug Benefit, aligning it with your selected pharmacies and medication needs. Moreover, we’re prepared to advocate on your behalf in resolving any billing discrepancies that may arise with Medical Service Providers or your chosen insurance provider.

Rest assured, our dedicated team is equipped to provide assistance year-round, ensuring seamless support whenever you need it.

Talk to an Expert

Feeling lost about Where to Start?
Let us help you choose the Plan which fulfills your needs best

Supplemental Medicare Specialists

Navigating health insurance complexities can be daunting, but with the expertise of South Florida Insurance specialists, you can rest easy.

Allow us to guide you through each Medigap plan individually, each identified by a distinct letter from A,B,C,D,F,G,K,L,M and N. Although you can purchase your plan from various insurance companies, the coverage remains standardized. The only variation lies in the monthly premium you pay.

Take your time to explore different carriers until you find one offering Affordable Health Insurance that meets your needs.

Sign Up For Supplemental Medicare Insurance

Don’t let the multitude of supplemental plans overwhelm you! At Florida Health Agency, our specialists are here to streamline the process and lead you to the optimal coverage at affordable rates. Simply reach out to us via phone (786) 303-8065

With an extensive array of options at your disposal, rest assured that we prioritize your best interests above all else. We’re committed to empowering you to make informed decisions about your healthcare coverage.

We understand, we empathize, YOU Decide!

Reach your goals faster


We are here to help you get the best plan.

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