Unveiling Medicare Part C (Advantage) Options in Florida (2024)

If you’re already enrolled in Original Medicare (Parts A & B), Medicare Part C, also known as Medicare Advantage, offers an alternative approach to healthcare coverage in Florida for 2024.

Here’s the breakdown:

Comprehensive Coverage: Unlike a replacement, Medicare Advantage plans combine benefits for doctor visits, hospital care, and other medical services into a single plan offered by private insurance companies approved by Medicare.

Enrollment Requirements: Being enrolled in both Part A and Part B is mandatory to join a Medicare Advantage plan. You’ll continue to pay the Part B premium, and some Advantage plans may have additional monthly premiums.

Out-of-Pocket Costs: Similar to Parts A and B, Medicare Advantage plans typically involve out-of-pocket expenses like coinsurance (sharing a portion of the cost) or copayments (fixed amount for a service) for certain covered services.

Flexible Payment Options: Premium payments for Medicare Advantage plans offer flexibility. Deductions can be made from your checking/savings account, charged to a debit/credit card, or even deducted from your Social Security benefits if the monthly amount covers the premium.