Who is South Florida Insurance Brokers (SFIB) and what do you do?

SFIB is a 22-year-experienced, fully licensed Medicare and health-insurance brokerage helping Florida residents compare and enroll in Medicare Advantage, Supplement (Medigap), Part D, Obamacare, and life-insurance plans.

How much does it cost to get Medicare advice from SFIB?

Our Medicare consultations are 100% free—no fees, no obligation. We’re paid by the carriers, not by you.

Am I eligible for Medicare in Florida, and when should I apply?

Most Floridians qualify at age 65 (or earlier with certain disabilities). Apply during your Initial Enrollment Period—the 7-month window that starts three months before your 65th birthday.

What’s the difference between Original Medicare and Medicare Advantage?

Original Medicare (Parts A & B) is government-run; Medicare Advantage (Part C) bundles the same hospital and medical coverage—often with extras like dental, vision, and hearing—through private insurers. SFIB compares both to find your best fit.

Do I need a Medicare Supplement (Medigap) plan?

If you stay with Original Medicare, a Medigap policy can pay the deductibles and 20% coinsurance that Medicare leaves behind. Our agents show you which Supplement plan saves you the most.

Can SFIB help me choose the right Part D prescription plan?

Yes. We review your medications and pharmacy preferences, then recommend a Part D plan or Medicare Advantage plan with drug coverage that minimizes your annual costs.

I’m moving within Florida (or out of state). Will my Medicare coverage change?

Possibly—especially if you’re in a Medicare Advantage or Part D plan with regional networks. Contact SFIB before you move; we’ll handle the Special Enrollment paperwork and keep your coverage seamless.

Does SFIB speak Spanish or other languages?

¡Sí! Nuestros agentes bilingües ofrecen asesoría completa en inglés y español para que entiendas cada detalle de tu cobertura.

What Obamacare benefits can SFIB help me access?

We enroll individuals and families in ACA plans that cover preventive care, emergencies, prescriptions, maternity, and pre-existing conditions—often with income-based subsidies that lower your monthly premium.